If your lender has issued a possession claim against you, don’t panic. You are not alone; many people in Somerset are in a similar situation. By taking immediate action now, you are less likely to lose your home.
To have the best possible chance of remaining in your home it is vital that you attend court. You can get free advice on your case from the duty advisor, just ask the Usher for details. 84% of people that show up for court and use the court advisor service don’t get repossessed.
The most important thing is to attend your court hearing. Before you do this, take the following action:
- Fill out the personal budget sheet.
- Get free independent advice from your local Citizens Advice Bureau immediately.
- Show up to court in lots of time so that there is enough time to see the court advisor.
| Useful organisations for information and advice |
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To see if you are eligible for Council tax benefit to help with your council tax bills, to get advice about a homelessness application or to register with Homefinder Somerset, contact your local Council. All of the district Councils in Somerset are offering the Mortgage Rescue Scheme. Depending on which district you live you in, contact one of the following to access the scheme.
Mendip District Council: Sedgemoor District Council: Taunton Deane Council: West Somerset District Council: South Somerset District Council: |
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Citizens Advice Bureaux provide free, confidential and independent advice on issues such as housing, legal, money, debt, repossession and welfare benefits. Find your local bureau in Somerset or visit Adviceguide for practical, reliable, up-to-date information on a wide range of topics and factsheets to download. | |
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Shelter offers help with housing, rent arrears, repossession or problems with welfare benefits. Shelter have an office in Taunton and can be accessed on 0800 169 0317. |
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National Debtline helps you to deal with debt issues. You can also download and print a personal budget sheet and self help pack.
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Community Legal Advice offers free, confidential and independent legal advice for residents of England and Wales who are on a low income. |
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For details about the address, facilities and contact numbers of the Courts in Somerset, just click on the links below.
Bath: Bridgwater: Bristol: Taunton: Trowbridge: Yeovil
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Consumer Credit Counselling Services offers you help to deal with several debts. |
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